Visa Platinum Credit Card
Credit you want.
Security you need.
Rewards you love.
Use the Spero Financial Visa Platinum Credit Card for everyday purchases and earn one reward point for every dollar you spend. Enjoy hundreds of reward options, including gift cards, merchandise, travel, and more. Redeem at CURewards.com.
Additional Benefits
- Low introductory APR
- No Annual Fee
- No Cash Advance Fee1
- No Balance Transfer Fee
- Roadside Dispatch: Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network.
Information accurate as of 10/09/2024. For more information, contact us.
- Roadside Dispatch: Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network. To use Roadside Dispatch, call 1-800-847-2869.
- Lost Luggage Reimbursement: Supplemental reimbursement in the event a cardholder suffers a loss due to theft or misdirection of checked luggage by a carrier.
- Purchase Security and Extended Protection: Reimbursement to the cardholder in the event of loss, theft, damage or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.
- Travel and Emergency Assistance Services: Help in coordinating medical, legal and travel services while away from home.
- Personal Identity Theft Coverage: Provides reimbursement up to $2,500.00 for covered expenses you incur to restore your identity as a result of a covered stolen identity event.
Information accurate as of 10/09/2024. For more information, contact us.
- Auto Rental Collison Damage Waiver: Reimburses you for damages caused by theft or collision-up to the actual cash value of most rented cars when rented using an eligible VISA card.
- Roadside Dispatch: Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network. To use Roadside Dispatch, call 1-800-847-2869
- Purchase Security and Extended Protection: Reimbursement to the cardholder in the event of loss, theft, damage or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.
- Extended Warranty Protection: Provides you with valuable features that help you manage, use, and extend the warranties for eligible items purchased with an eligible VISA card.
- Travel and Emergency Assistance Services: Help in coordinating medical, legal and travel services while away from home.
Information accurate as of 10/09/2024. For more information, contact us.
Last, but not least:
Membership required. Subject to credit approval. Other terms and conditions may apply. 1Applies to domestic cash advances. VISA Disclosure
*Earn one point for every dollar you spend on eligible purchases using your Spero Platinum Credit Card - after returns are deducted. Plus, between July 1, 2025 - July 31, 2025, earn one extra bonus point per dollar spent at retailers that fall under specific Merchant Category Codes (MCCs) listed here: Code 5937 (Antique Reproductions), Code 5932 (Antique Shops, Sales, Repairs, and Restoration), Code 5971 (Art Dealers and Art Galleries), Code 5980 (Art Supply and Crafts), Code 5940 (Bicycle Shops), Code 5942 (Books), Code 5946 (Camera and Photography), Code 5441 (Children’s and Infant’s Clothing), Code 5734 (Computer Software), Code 5977 (Cosmetics), Code 5311 (Department Stores), Code 5714 (Draperies, Window Coverings, and Upholstery), Code 5997 (Electric Razors), Code 5732 (Electronics), Code 5651 (Family Clothing), Code 5992 (Florists), Code 5712 (Furniture and Home Furnishings), Code 5947 (Gifts, Cards, Novelties, and Souvenirs), Code 4251 (Hardware Stores), Code 5945 (Hobbies, Toys, and Games), Code 5722 (Household Appliances), Code 5844 (Jewelry, Watches, Clocks, and Silverware), Code 5948 (Luggage and Leather Goods), Code 5262 (Marketplaces), Code 5611 (Men’s and Boy’s Clothing), Code 5691 (Men’s and Women’s Clothing), Code 5999 (Misc. and Specialty Retailers), Code 5699 (Misc. Apparel and Accessories), Code 5399 (Misc. Merchandise), Code 5733 (Musical Instruments), Code 5995 (Pet Supplies and Pet Food), Code 5661 (Shoes), Code 5941 (Sporting Goods), and Code 5943 (Stationery and Office Supplies). Double points offering does not apply to Spero Classic or Business credit cards.
