up to
0.75% Rate Boost
through February 2027 on your entire money market balance.
Deposit $25,000 or more in new money to Spero between September 1 - October 31, 2026 and get a 0.50% rate boost. If you have a Spero checking account or open one, you'll get an additional 0.25% rate boost.³
Account Features
- $2,500 opening deposit
- $0 in monthly maintenance cost if balance is $2,500 or more¹
- 6 transactions per month at no charge²
- $500 minimum withdrawal amount
Additional Benefits
- No penalty for early withdrawal
- Earn on your balance of $2,500 or more
Account Access
Make The Most of Your Money With Easy Account Access
It’s your money. You should have access to it whenever you’d like!
Digital Banking
View balances, transfer funds, pay bills, set up security
alerts, and more — and do it all from your computer or
mobile device.
Electronic Statements
Access your monthly statements electronically through
MONEYLINK Online.
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TellerLink
Enjoy the personal connection with a teller, round-the-clock
convenience, and an expanded range of member services —
all without going inside a branch.
Nationwide Network
Free access to over 30,000 Shared-ATMs and over 5,000 shared banking locations.
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Last, but not least:
¹If account balance falls below $2,500, there is an $15 account maintenance charge per month.
²Money Market accounts are limited to six (6) withdrawals per month. Withdrawals include checks, ACH debits, transfers out, cash withdrawals, and any other transaction that results in funds being taken out of the Money Market account.
³Offer valid September 1, 2026, through October 31, 2026. To qualify for a 0.50% rate increase, members must deposit at least $25,000 in new money into a Spero Money Market account during the promotional period. New money means funds not currently on deposit with Spero Financial. Members who qualify for the 0.50% rate increase and who maintain an existing Spero checking account or open a new Spero checking account between September 1, 2026, and October 31, 2026, under the same member number may receive an additional 0.25% rate increase, for a total promotional rate increase of 0.75%. The promotional rate increase will apply to the entire balance in the qualifying Money Market account and will remain in effect through February 28, 2027. At the conclusion of the promotional period, the account will earn the standard Money Market rate in effect at that time. The promotional rate increase applies to one qualifying Money Market account per primary member’s Social Security Number. Only one promotional rate increase may be received per eligible member. Business and consumer Money Market accounts are eligible. The checking account, when required for the additional rate increase, must be established under the same member number as the qualifying Money Market account. The Money Market account rate is variable and may change at any time without notice. The credit union reserves the right to modify, suspend, or terminate this promotion at any time. Fees could reduce earnings. Membership eligibility requirements apply. All other account requirements, limitations, and terms contained in the Membership Agreement and Truth in Savings Disclosure remain in effect and apply. Membership required.